After the awesome two or three summer break, now it comes to a time when all the college students are getting ready to go back to school or some of them started the school already. I'm you all had a good time during the break. Probably you traveled to some awesome vacation destinations, like Hawaii, key west, Florida, or Cancun;but now it is time to get your backpack ready and start budgeting your spending because you have spent so much during the summer vacation on food, on flight tickets, on clothes, on jewelry, or on gifts.
And that is the reason why I am writing this blog, I know your concerns and I am going to share some of my saving tips to you!
1. Never Solo Dining!
I love eating out and frankly, I am a super lazy person, in another word, I don't like to cook at home by myself and wash dishes afterwards; for me, that is just too much. Thus, I go out eating a lot. And food at restaurants are definitely better than my cooking and easier and way faster. However, I seldom eat out by myself. I only eat out when with my friends or families because that is the time we can hang out or generate some good memories. Solo dining out is awkward, full, and painful because you have nobody to talk to and all you can do is just staring at the food in front of you or playing with your phone. In that sense, you probably has already checked you instagram for 100 times in that 20 or 30 minutes already. Moreover, when eating out, you have to pay the tips. Don't ever underestimate the tips amount that you are giving out every time. For example, For a 20 dollars meal, people usually pay 3 dollars for the tips. And you are having two meals out per day, so that is a 6 dollars average for the tips per day. And 30 days per month, so you are going to spend 180 dollars on tips per months if you just eat out twice a day and 20 dollars per meal.
2. Try NOT to Lease a Car!
My experience is don't let the dealer talk you into a car leasing program. It may sound very benefiting but NO. For example, if you are trying to purchase an 2011 Audi A4, and the price for purchasing the vehicle is around $21,000 plus tax. and if you are going to use the car for 4 years through your college and after 3 years, you can still sell your car for around $19,000 or even $20,000 if it's still in good condition. So in those four years, you will lose around $2,000 in total. However, if you plan to lease a 2014 brand new Audi A4, it the down payment would be $2,200 at the time you purchase and you have to pay $400 plus tax per month. So let's do math here, in those 3 years, you are going to spend $2,200+$400*12*3=$2,200+$14,400=$16,600 and then you are going to return the car. $16,600>>>>$2,000 So now, I am sure you know whether to buy or car or to lease a car.
3. Thinking Thoroughly Before Spending!
Every girl loves shopping but when you shop, think clearly before you make decision whether the thing is worth buying or not. For me, a lot of times, I found the shoes I bought were not very comfortable or the some clothes will just stay in my closet forever.
4. What if You Want a Vacation?
We can save the money for the first 2 months of the school starts but after 2 month, the thanksgiving is coming and that is one week vacation. People have to go somewhere. But what if you don't have the money? You can always turn to a car title loans company as long you own a car. Those are some trustworthy and less interest car title loans company I would recommend.
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